American Express Platinum Card

charge
2.5
Supafinance.rating
enabled
Can be linked to an existing bank account
Travel & Insurances
Benefits & Rewards
Automatic full repayment with 0% interest
Flexible partial repayment
Free cash withdrawals
Direct debit repayment
€100 Welcome bonus
€230 promo
€ 720
fee first year
€ 720
fee from second year
0 %
effective interest rate
30 days
max interest free period
2 %
fee paying in foreign currency
4 %
foreign currency cash withdrawal fee

Pros
  • The ultimate insurance protection
  • Platinum partner card
  • Welcome bonus
  • Amex ecosystem with points system and partner discounts
Cons
  • High annual fees
  • Expensive 4% fee cash withdrawal fee
  • 2% fee on currency conversion
Bank name
American Express
Card name
American Express Platinum Card
Card Network
American Express
Card Type
credit / charge
Current account requirement
You have to open a new current account
Custom card design
Custom PIN
Card balance
0% interest auto full repayment
Flexible repayment option
Fixed installment repayment option
Bill settlement options
Direct debit
Patner/additional card
Contactless payments
Google Pay
Apple Pay
SecureCode / 3-D Secure Payments
Web App
Mobile App